Instant Bank Transfer

Real-time, cardless payments.

Everpay offers a faster, more secure and easier way to pay directly from your banking app or online banking.

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Seamless transactions

Seamless transaction journeys lead to better conversion rates, meaning more sales, and by providing an integrated payment flow, engagement also goes up since users never need to leave your website or app.

  • Receive payments instantly

  • One simple fee

  • Effortless experience

  • Almost zero fraud & chargebacks

  • Multiple use cases

  • Customer choice

  • Simple integration

  • Trusted brand

Multiple use cases

Account funding

Let your users deposit funds to their account in real-time

Online payments

Most secure way to accept payments, reducing fraud and chargebacks


A simple, secure, low-cost way to accept invoice payments

Developer API

Our API’s are built on the Open Banking infrastructure and can initiate payments from your user in just a few lines of code.

POST Create Payment Request


Why choose Instant Bank Transfer?


Payments go directly into your bank account, so you can access funds immediately


Eliminate expensive card & Direct Debit fees & pay a low fixed cost per transaction


Authentication is handled by the user’s bank, reducing fraud risk and increasing success rates


Receive payments from over 98% of the population with one simple integration

Your financial security assured

We are regulated by the Financial Conduct Authority (FCA) in the UK and the Monetary Authority of Singapore (MAS) in Singapore.

This means we're required by law to keep your money safe by storing it in accounts held at a low-risk credit institution. These accounts are reserved for customer money, this means your assets are kept in a separate account from the money we use to run the business.

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Speak to our first class team about your global payment needs

+44 (0) 20 8154 3174

More questions?

From currency transaction options to regulatory information we've got you covered

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